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5 Best Credit Cards 2023

So it was just over one year ago when I made my previous best credit cards video. A lot has changed including the benefits of credit cards. Some new updates they’ve made and even which credit cards I would now recommend for this current year.

Now after years of accumulating my very own binder of credit cards and millions of points, I figure it’s time to update our list and just give you my personal recommendation of the top five credit cards for this year. I’m super excited for this episode because it has been a while since I came out with a credit card video.

1.) Chase Freedom Flex

Best for general every day spend, especially dining and drug stores. The Chase Freedom Flex is the evolution of the Chase Freedom card, long a staple of the Chase card portfolio. The Freedom Flex is a huge improvement to what the Freedom card was, improving it in every way while giving up nothing but the Visa branding. If you liked the Freedom, you are going to love the Freedom Flex!

2.) Amazon Prime Visa Card

Cardmembers can choose 3% back OR 0% promo APR for 6-18 months on purchases $50 or more. After the 0% promo period a variable APR of 17.99% to 25.99% applies. Eligible Prime cardmembers earn 5% back at Amazon and Whole Foods Market — plus 10% or more on a rotating selection of items and categories on

3.) Chase Sapphire Preferred Card

Best for anyone getting started in miles and points. It’s easily the best starter card for someone learning how to earn and spend credit card rewards.

The Chase Sapphire Preferred credit card has a low annual fee and unlocks transfers from this and any linked Chase Ultimate Rewards-earning credit card to airline and hotel partners, such as United and Hyatt, where you can get a bigger return for your points.

4.) American Express Platinum

Once considered “the” premium travel card, The Platinum Card® from American Express now aims to reposition itself as a flashy premium lifestyle card, overflowing with upscale benefits, for those who don’t mind an over-the-top annual fee of $695.

The Platinum Card® from American Express is a high-end card that is packed with benefits and a hefty welcome offer. Cardholders can take advantage of numerous annual statement credits, entertainment benefits, extensive airport lounge access, elite status perks and much more.

5.) American Express Gold Card

The American Express® Gold Card offers solid value for most travelers. The earnings rate of 4 Membership Rewards points per dollar at restaurants and U.S. Supermarkets* is among the highest in the industry.

This card lets you earn 4X Membership Rewards® points at restaurants and on takeout and deliveries and at U.S. supermarkets (up to $25,000 per year; then, you’ll earn 1X Membership Rewards® points). Spending on food allows you to earn the highest amount of rewards points for this card.

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